What is 2nd or 3rd chance credit?
Second- and third-chance credit are financing solutions designed for people who may have difficulty obtaining a traditional auto loan.
Late payments, consumer proposal, past bankruptcy, limited credit history, or other financial setbacks: every situation is different. Our team takes the time to assess your needs to guide you toward solutions that could suit you.
Simple and confidential support
Our goal is to make your process as simple as possible. Contact us to discuss your situation in complete confidentiality. A member of our team can then explain the next steps and answer your questions.
Late payments
Flexible options based on your history.
Consumer proposal
Respectful, discreet support.
Past bankruptcy
Start over with confidence.
Limited credit
Solutions to build your credit history.
Other financial setbacks
Tell us about your situation: we’re here to help.
How it works
A transparent process in three simple steps.
Talk to us
Tell us what you need and your current situation.
Assessment
We explore financing options suited to your profile.
Approval and delivery
Finalize your financing and hit the road with confidence.
Take the first step
Would you like to learn about the options available to you? Simply fill out the form below. A member of the Duclos Chrysler Drummondville team will contact you to discuss your needs and assist you with your next steps.
Quick response from a local specialist.
A confidential, respectful process.
Solutions tailored to your needs and your budget.
Frequently Asked Questions
Who is eligible for second- or third-chance credit?
Each file is evaluated individually. If you’ve had late payments, a past bankruptcy, a consumer proposal, or limited credit history, there are options for you.
How long does the process take?
After we receive your information, a specialist will contact you promptly to discuss the next steps and possible options.
Do I need a trade-in vehicle or a down payment?
It’s not required in every case. We’ll assess with you what’s most advantageous for your situation.
Can I choose the vehicle that’s right for me?
Yes. We’ll help you find a vehicle that meets your needs and your budget.
No two cases are alike. Let's talk about yours.
Talk with a Duclos Chrysler Drummondville specialist today.